About Intellend

Revolutionizing embedded MSME lending across digital merchant ecosystems

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Who We Are

Intellend enables simplified access to credit for merchants by embedding lending capabilities directly into digital merchant ecosystems. By partnering with leading ecosystems and regulated financial institutions with pan-India presence, Intellend ensures merchants can access timely financing within ecosystems they already trust.

Our model creates value across the ecosystem. Merchants benefit from a frictionless loan experience with minimal documentation and faster disbursals. Merchant platforms deepen engagement and retention by offering contextual credit, while lenders gain efficient access to qualified demand through a scalable, technology-led integration.

Intellend’s core proposition is anchored on three pillars: simplified credit access for merchants through seamless, low-friction journeys; ease of integration for platforms and lenders via a single, flexible technology layer; and incremental revenue opportunities for merchant platforms without balance-sheet exposure.

Our Mission

Bridge the MSME credit gap by enabling merchants to access credit in the most convenient simplified manner within digital ecosystems they use daily.

Our Vision

To become the preferred embedded financing ecosystem in India, known for transparent pricing, flexible repayment, and a technology-driven approach to MSME lending.

Our Core Values

The principles that guide every decision we make at Intellend.

Intellend

Risk-First Approach

We prioritize the safety of capital and sustainable lending practices above all else.

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Radical Transparency

No hidden fees, no complex terms. We believe in building trust through complete clarity.

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Technology Driven

Leveraging embedded finance and modern stacks to deliver seamless experiences.

Meet Our Founders

Brotish Das

Brotish Das

Co-Founder & CEO

Almost 20 years experience in lending across merchant platforms like Toast in US and with lending institutions like Fullerton India, Standard Chartered, Citibank, Deutsche Bank in India. Comes with significant experience of scaling lending businesses profitably across geographies. Holds an MBA degree from MIT, USA and Masters in Statistics from Indian Statistical Institute, Kolkata.

Som Chatterjee

Som Chatterjee

Co-Founder & COO

20 years of experience in Insurance, Data Science and entrepreneurship at Medpro, Berkshire Hathaway in the US and as Co-Founder & CEO of 121 Mapping in India. Built tech transformations & stack agnostic high throughput architectures. Som is an Actuary (Fellow of Casualty Actuarial Society) and holds a Bachelors in Statistics from Indian Statistical Institute

Bodhisattwa Gupta

Bodhisattwa Gupta

Co-Founder & CBO

About 20 years experience with lending institutions like SMFG India Credit, Axis Bank, Standard Chartered, Citibank in India. Instrumental in the growth of one of the largest digital lending businesses in India. Holds an MBA degree from ISB, Hyderabad and Masters in Economics from Indian Statistical Institute, Kolkata.